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Fear Counseling

Now Accepting most Blue Cross Blue Shield Traditional and PPO Plans

If you do not have BCBS, you can do private pay.

$85 - $130. Sliding scale rates are available based on household tax and pay stub documentation.  Minimum rate:  $75. 

Sliding Scale Therapy - Why I Offer it

Cost can be a problem when trying to get the counseling you need.


  • Most therapists do not offer a rate based on income level

  • Many people can’t afford counseling, and go without


Counseling shouldn’t be a major item in a person’s budget, and it doesn’t have to be. I believe that counseling should be affordable enough for everyone who needs it.

Free & Affordable Services:

Free & Low cost Therapeutic Support Groups: Free for first 60 days, $25 annual dues for unlimited groups. 

Less than .50 cents per group. Groups led by licensed therapist and formally trained Master's Level Interns. 

Free Therapeutic Stress Less Hikes: Learn Cognitive Behavioral Stress Reduction while enjoying nature and the camaraderie of others Spring through Fall. Offered through our Do it for You Retreats.

Retreats - Offering Therapeutic Retreats with income based scholarships.

Speaking Engagements and Workshops: You can book Charity Loring LMSW, Licensed Clinical Therapist for speaking engagements, workshops and retreats. Charity can tailor her therapeutic and empowering presentations to your groups needs.

Some topics include, but are not limited to: Effective Communication, Motivation, Changing behaviors, Relationship building, Decision Making, Empowerment, Emotional Intelligence, Stress Reduction, Movement & Dance Therapy, Feelings as Problem Solvers, and much more. Discounts offered to Non-Profits.

Email directly to inquire: 

Sliding Scale - How it Works


My desire is to have everyone be able to get the help they need, regardless of their income.


Provide your tax information, and we can work out a rate within your means.


Rate Scale:


$30, $55 & $75 sliding scale spots are now full.

Household income consists of your income and the income of others you reside with.


Household income between $0 - $45,000 - $90 per session


Household income of $45,001 and above - $150 per session


No Insurance but Desire Counseling? I Can Help.

You may find yourself without coverage for your counseling needs for a variety of reasons:

  • No insurance

  • Insurance, but with high copays

  • No mental health service coverage

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